Auto financing in Pakistan rises to Rs337bn in Feb 2026

March 16, 2026 (MLN): Automobile financing in Pakistan has increased to Rs336.61bn in February 2026, witnessing a rise of 2.62% MoM compared to Rs328bn recorded in January 2026, according to the latest data released by the central bank.

On a year on year basis, car financing increased by 35.28%, as in the same period last year, the figure for financing was reported at Rs248.82bn.

Going by the data provided by the State Bank of Pakistan (SBP), consumer financing for house building stood at Rs223.77bn by the end of February 2026, up by 12.08% YoY.

Month-wise, the financing for house building has increased by 0.82% compared to Rs221.95bn incurred in the previous month.

Meanwhile, financing for personal use clocked in at Rs277.11bn, up by 4.03% YoY and 0.82% MoM.

Thereby, the overall credit disbursed to consumers registered a rise of 19.46% YoY to clock in at Rs1.04tr. Compared to the credit of Rs1.02tr in the previous month, consumer financing has recorded a 1.8% MoM rise.

The data released by the central bank further showed that outstanding credit to the private sector rose 13.58% YoY to Rs10.61tr in February 2026.

On a sequential basis, private sector loans reported a rise of 2.58% MoM compared to the credit of Rs10.34tr in January.

Under the credit to the private sector, the loans to the manufacturing sector clocked in at Rs5.86tr in the review period, up by 9.16% YoY and 3.94% MoM.

The borrowing from the construction sector stood at Rs213.67bn in February, up by 1.47% YoY while down 0.99% MoM.

Going forward, the data further shows that loans to the agriculture, forestry, and fishing sectors rose to Rs595.47bn in the month under review, up by 36.5% YoY, and on a sequential basis, the loans to the same sector recorded a fall of 0.98% MoM.

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