Govt revises savings returns

MG News | August 21, 2025 at 03:12 PM GMT+05:00

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August 21, 2025 (MLN): The government has revised profit rates across National Savings Schemes (NSS), with conventional short-term products offering higher returns and Islamic instruments seeing notable reductions.

The new rates take effect from August 21, 2025.

The Short Term Savings Certificate (STSC) now yields 10.36% annually, up 22 basis points (bps) from the previous rate.

Regular Income Certificates (RIC) have also moved higher by 12 bps to 10.80%.

Rates for Special Savings Certificates (SSC) and Special Savings Account (SSA) remain unchanged at 10.40%.

Defence Savings Certificates (DSC) saw a marginal cut of 7 bps, bringing the new rate to 11.54%.

The steepest decline was recorded in Shariah-compliant products.

Both the Sarwa Islamic Savings Account (SISA) and the Sarwa Islamic Term Account (SITA – 1 year) dropped by 44 bps, now offering 9.50% annually.

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