RDA attracts $181m in November

Dec 16, 2025 (MLN): Total inflows into Roshan Digital Accounts (RDA) during November 2025 stood at $181 million, bringing the total cumulative inflows into RDA to $11,494 million.

Compared to the previous month's inflow of $205 in November showed a decrease of $24 million.

However, according to data released by the SBP, the amount repatriated and locally utilized during the month was $140 million, showing that the Net Repatriable Liability of RDA increased by $41 million in November.

Amount repatriated during the month was $15 million, while $126 million was utilized locally.

Total cumulative repatriation and local utilization stood at $9.3 billion out of which $1.92 billion has been repatriated, while the locally utilized amount was $7.39 billion, making the Net Repatriable Liability (NRL) $2.188 million or 19.04% of Total RDA.

Breakup of the NRL shows $496 million was still invested in Conventional Naya Pakistan Certificates (NPC), $1.01 billion was in Islamic NPC, Equity investment stood at $100 million, Balances in Accounts was $521 million while Other Liabilities stood a $58 million.

Total amount received during the current financial year was $931 million compared to $884 million in the corresponding period of the previous year.

Total repatriation and local utilization during the current financial year was $733m compared to $663m in the corresponding period last year.

During November, 9,572 new accounts were opened, taking the total number of accounts to 883,037.0.

The highest monthly inflow into RDA was recorded in June 2021, during which inflows of $310 million were received.

The highest monthly repatriation and local utilization from RDA was recorded in July 2022, during which NRL of RDA reduced by $330 million.

RDA is a major initiative of SBP, in collaboration with commercial banks operating in Pakistan.

These accounts provide innovative banking solutions for millions of Non-Resident Pakistanis (NRPs), including Non-Resident Pakistan Origin Card (POC) holders, seeking to undertake banking, payment, and investment activities in Pakistan.

SBP has made it possible to allow overseas Pakistanis to open an account in a Pakistani bank completely digitally in a presenceless manner and without needing to visit any bank, any embassy, or consulate.

The account opening process requires only basic information and documents, with banks instructed to complete all necessary customer due diligence within 48 hours.

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