CDNS revises profit rates on savings schemes

By MG News | July 02, 2025 at 05:29 PM GMT+05:00

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July 02, 2025 (MLN): The Central Directorate of National Savings (CDNS) has revised profit rates across a range of its National Savings Schemes, effective from June 27, 2025.

The profit rates have been reduced on all listed instruments, according to its website.

The Defence Savings Certificates saw a reduction of 15 basis points (bps), now offering a return of 11.76%. The rates on Behbood Savings Certificate, Pensioners Benefit Account, and Shuhada Family Welfare Account were each lowered by 24bps, bringing them to 13.20%.

Meanwhile, the Regular Income Certificate dropped by 36bps to 11.16%, and both Special Savings Certificates and Special Savings Account saw declines of 30bps, now yielding 10.60%.

The largest adjustments were observed in the Serwa Islamic Savings Account and Serwa Islamic Term Account, each slashed by 59bps to 9.75%.

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