Bank deposit rate falls by 141bps in May

June 20, 2025 (MLN): The return on bank deposits has decreased by 141 basis points to 3.49% in May 2025 compared to the deposit rate of 4.90% last month, according to the latest official data.

On a yearly basis, the weighted average rate paid for deposits by the banking sector has decreased by 672bps compared to the return of 10.21% last year.

Meanwhile, the lending rate for all scheduled banks stood at 12.24%, down 53bps compared to April. While it fell 854bps compared to the same month of last year.

The total stock of deposits has risen 19.10% to Rs30.6 trillion in a year 

However, the real deposit rate, after adjusting for inflation, stood at -5.36%, a decrease of 536bps compared to last month. While it fell 536bps compared to the same month of last year.

Despite the increase, depositors are still losing money after adjusting for one of Asia's highest inflation.

The real lending rate stood at 0.19%, increased of 19bps compared to last month. While it increased 19bps compared to the same month of last year.

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