Auto financing in Pakistan rises to Rs315bn in October

November 17, 2025 (MLN): Automobile financing in Pakistan has increased to Rs315.4bn in October 2025, witnessing a rise of 3.49% MoM compared to Rs304.77bn recorded in September 2025, according to the latest data released by the central bank.

On a year on year basis, car financing increased by 33.71%, as in the same period last year, the figure for financing was reported at Rs235.88bn.

Going by the data provided by the State Bank of Pakistan (SBP), consumer financing for house building stood at Rs215.47bn by the end of October 2025, up by 6.95% YoY.

Month-wise, the financing for house building has increased by 1.32% compared to Rs212.67bn incurred in the previous month.

Meanwhile, financing for personal use clocked in at Rs267.34bn, down by 5.1% YoY, while up 1.65% MoM.

Thereby, the overall credit disbursed to consumers registered a rise of 13.85% YoY to clock in at Rs980.26bn.

Compared to the credit of Rs962.34bn in the previous month, consumer financing has recorded a 1.86% MoM rise.

The data released by the central bank further showed that outstanding credit to the private sector rose 4.01% YoY to Rs9.71tr in October 2025.

On a sequential basis, private sector loans reported a rise of 0.24% MoM compared to the credit of Rs9.68tr in September.

Under the credit to the private sector, the loans to the manufacturing sector clocked in at Rs5.25tr in the review period, down by 1.38% YoY and 0% MoM.

The borrowing from the construction sector stood at Rs193.87bn in October, down by 3.67% YoY and 9.26% MoM.

Going forward, the data further shows that loans to the agriculture, forestry, and fishing sectors rose to Rs511.81bn in the month under review, up by 25.01% YoY, and on a sequential basis, the loans to the same sector recorded a fall of 5.71% MoM.

Copyright Mettis Link News