Askari Bank reports higher CY25 earnings

February 09, 2026 (MLN): Askari Bank Limited (PSX: AKBL) reported a profit after tax of Rs23.02 billion for the year ended December 31, 2025, marked an 8.32% YoY increase compared to Rs21.26bn in CY24. Earnings per share (EPS) improved to Rs15.77, up from Rs14.58 last year.

The bank announced a final cash dividend of Rs1.75 per share (17.5%), in addition to interim cash dividends of Rs3.25 per share (32.5%), taking the total cash payout for CY25 to Rs5.00 per share.

Total non-markup / interest income increased 16.41% YoY to Rs18.66bn, driven by broad-based growth across income streams.

Fee and commission income rose 12.29% to Rs8.48bn, while foreign exchange income increased 5.41% to Rs4.30bn.

Gains on securities surged 51.36% YoY to Rs4.35bn, providing a notable boost to non-markup income. Dividend income edged up 11.77% to Rs0.93bn, though its overall contribution remained modest.

As a result, total income climbed 33.48% YoY to Rs106.36bn, reflecting improved income diversification despite pressure on core spreads.

On the expense side, operating expenses increased sharply by 39.61% YoY to Rs50.25bn, while workers’ welfare fund charges rose 12.64% to Rs0.62bn.

Consequently, total non-markup / interest expenses grew 39.0% YoY to Rs50.89bn, partially offsetting income growth.

Profit before credit loss allowance improved 28.79% YoY to Rs55.47bn.

Credit loss allowance remained contained at Rs1.82bn, reflecting stable asset quality during the year.

Following these movements, profit before taxation increased 19.57% YoY to Rs53.65bn.

Taxation rose 29.71% to Rs30.63bn, bringing profit after tax to Rs23.02bn for CY25.

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