RDA attracts $242m in February

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MG News | March 12, 2026 at 01:48 PM GMT+05:00

March 12, 2026 (MLN): Total inflows into Roshan Digital Accounts (RDA) during February 2026 stood at $241.8 million, bringing the total cumulative inflows into RDA to $12.17 billion.

Compared to the previous month's inflow of $216.19 million, February showed an increase of $25.61 million.


However, according to data released by the SBP, the amount repatriated and locally utilized during the month was $167.98 million, showing that the Net Repatriable Liability (NRL) of RDA increased by $73.82 million in February.

During the month, $21.25 million was repatriated abroad while $146.72 million was utilized locally.


Total cumulative repatriation and local utilization stood at $9.79 billion, out of which $1.99 billion has been repatriated and $7.80 billion utilized locally, making the NRL $2.38 billion, or 19.54% of total RDA inflows.

Breakup of the NRL shows $557.42 million still invested in Conventional Naya Pakistan Certificates (NPC), $1.08 billion in Islamic NPC, Equity investment at $109.97 million, Balances in accounts of $561.82 million and Other liabilities of $69.36 million. 

Total amount received during the current financial year was $1.60 billion, compared to $1.51 billion in the corresponding period of the previous year.

Total repatriation and local utilization during the current financial year was $1.22 billion, compared to $1.08 billion in the same period last year.


During February, 7,643 new accounts were opened, taking the total number of accounts to 909,407.

The highest monthly inflow into RDA was recorded in June 2021, when inflows of $310 million were received.

The highest monthly repatriation and local utilization occurred in July 2022, when the NRL of RDA reduced by $329.51 million.


RDA is a major initiative of SBP, in collaboration with commercial banks operating in Pakistan.

These accounts provide innovative banking solutions for millions of Non-Resident Pakistanis (NRPs), including Non-Resident Pakistan Origin Card (POC) holders, seeking to undertake banking, payment, and investment activities in Pakistan.

SBP has made it possible to allow overseas Pakistanis to open an account in a Pakistani bank completely digitally in a presenceless manner and without needing to visit any bank, any embassy, or consulate.

The account opening process requires only basic information and documents, with banks instructed to complete all necessary customer due diligence within 48 hours.

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