RDA attracts $205m in October

Nov 12, 2025 (MLN): Total inflows into Roshan Digital Accounts (RDA) during October, 2025 stood at $205m, bringing the total cumulative inflows into RDA to $11,313m.

Compared to the previous month's inflow of $196, October showed an increase of $9m.

However, according to data released by the SBP, amount repatriated and locally utilized during the month was $170m showing that the Net Repatriable Liability of RDA increased by $35m in October.

Amount repatriated during the month was $25m while $145m was utilized locally.

Total cumulative repatriation and local utilization stood at $9,166m out of which $1,903m has been repatriated while locally utilized amount was $7,263m making the Net Repatriable Liability (NRL) $ 2,148m or 18.99% or Total RDA.

Breakup of the NRL shows $499m was still invested in Conventional Naya Pakistan Certificates (NPC), $997m was in Islamic NPC, Equity investment stood at $95m, Balances in Accounts was $503m while Other Liabilities stood at $54m.

Total amount received during the current financial year was $750m compared to $698m in the corresponding period of the previous year.

Total repatriation and local utilization during the current financial year was $593m compared to $ 538m in the corresponding period last year.

During the month of October, 11,108 new accounts were opened taking the total number of accounts to 873,465.

The highest monthly inflow into RDA was recorded in June, 2021 during which inflows of $310m were received.

The highest monthly repatriation and local utilization from RDA was recorded in July, 2022 during which NRL of RDA reduced by $330m.

However, from mid-2022 to early 2023, there was a sharp decline, with capital outflows reaching nearly $150m, likely due to economic uncertainties and policy shifts.

A gradual recovery began in 2023, with sustained inflows strengthening throughout 2024, indicating renewed investor confidence.

RDA is a major initiative of SBP, in collaboration with commercial banks operating in Pakistan.

These accounts provide innovative banking solutions for millions of Non-Resident Pakistanis (NRPs), including Non-Resident Pakistan Origin Card (POC) holders, seeking to undertake banking, payment, and investment activities in Pakistan.

SBP has made it possible to allow overseas Pakistanis to open an account in a Pakistani bank completely digitally in a presenceless manner and without needing to visit any bank, any embassy, or consulate.

The account opening process requires only basic information and documents, with banks instructed to complete all necessary customer due diligence within 48 hours.

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