RDA attracts $196m in September

October 14, 2025 (MLN): Total inflows into Roshan Digital Accounts (RDA) during September 2025 stood at $196 million, bringing the total cumulative inflows into RDA to $11.108 billion.

Compared to the previous month's inflow of $164 million, September showed an increase of $32 million.

According to data released by the SBP, the amount repatriated and locally utilized during the month was $136 million, showing that the Net Repatriable Liability (NRL) of RDA increased by $60 million in September.

The amount repatriated during the month was $19 million, while $117 million was utilized locally.

Total cumulative repatriation and local utilization stood at $8.996 billion, out of which $1.878 billion has been repatriated, while $7.118 billion was locally utilized, making the NRL $2.112 billion or 19.01% of total RDA.

A breakdown of the NRL shows $490 million invested in Conventional Naya Pakistan Certificates (NPCs), $979 million in Islamic NPCs, $95 million in equity investments, $495 million as account balances, and $52 million under other liabilities.

Total inflows received during the current fiscal year were $545 million, compared to $494 million in the corresponding period of the previous year.

Total repatriation and local utilization during the current fiscal year were $423 million, compared to $394 million in the same period last year.

During September, 10,601 new accounts were opened, taking the total number of accounts to 862,357.

The highest monthly inflow into RDA was recorded in June 2021 at $310 million, while the highest repatriation and local utilization were seen in July 2022, when the NRL of RDA reduced by $330 million.

RDA is a major initiative of SBP, in collaboration with commercial banks operating in Pakistan.

These accounts provide innovative banking solutions for millions of Non-Resident Pakistanis (NRPs), including Non-Resident Pakistan Origin Card (POC) holders, seeking to undertake banking, payment, and investment activities in Pakistan.

SBP has made it possible to allow overseas Pakistanis to open an account in a Pakistani bank completely digitally in a presenceless manner and without needing to visit any bank, any embassy, or consulate.

The account opening process requires only basic information and documents, with banks instructed to complete all necessary customer due diligence within 48 hours.