SBP widens scope of Apna Ghar Program
MG News | June 15, 2026 at 12:22 PM GMT+05:00
June 15, 2026 (MLN): The State Bank of Pakistan has expanded the scope
of the Wazir-e-Azam Apna Ghar Program (Ghar Ho Tu Apna) under a new
multi-channel implementation strategy, extending financing eligibility to
overseas Pakistanis and enabling institutional and developer-led housing
finance.
According to a Circular Letter issued to presidents and chief executives
of all banks, HBFCL and MFBs, the government has approved additions to the
scheme covered earlier under SH&SFD Circular No. 03 of 2025 and Circular
Letter No. 1 of 2026.
Under the revised framework, Overseas Pakistanis and Non-Resident
Pakistanis holding NICOP or POC cards can now obtain financing under the AGP.
Participating Financial Institutions have also been allowed to arrange
institutional financing for government employees through department-level bulk
processing, and to extend financing for private developer-led housing projects
under the scheme.
All other instructions on the matter remain unchanged.
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