Auto financing in Pakistan rise to Rs382bn in June

July 16, 2026 (MLN): Automobile financing in Pakistan has increased to Rs381.69bn in June 2026, witnessing a rise of 3.4% MoM compared to Rs369.12bn recorded in May 2026, according to the latest data released by the central bank.

On a year on year basis, car financing increased by 37.99%, as in the same period last year, the figure for financing was reported at Rs276.61bn.

Going by the data provided by the State Bank of Pakistan (SBP), consumer financing for house building stood at Rs267.09bn by the end of June 2026, up by 29.01% YoY.

Month-wise, the financing for house building has increased by 6.35% compared to Rs251.14bn incurred in the previous month.

Meanwhile, financing for personal use clocked in at Rs282.89bn, up by 7.68% YoY and 2.84% MoM.

Thereby, the overall credit disbursed to consumers registered a rise of 25.37% YoY to clock in at Rs1.15tr. Compared to the credit of Rs1.1tr in the previous month, consumer financing has recorded a 3.85% MoM rise.

The data released by the central bank further showed that outstanding credit to the private sector rose 15.38% YoY to Rs11.16tr in June 2026.

On a sequential basis, private sector loans reported a rise of 4.44% MoM compared to the credit of Rs10.69tr in May.

Under the credit to the private sector, the loans to the manufacturing sector clocked in at Rs6.01tr in the review period, up by 12.26% YoY and 3.84% MoM.

The borrowing from the construction sector stood at Rs236.15bn in June, up by 12.27% YoY and 4.31% MoM.

Going forward, the data further shows that loans to the agriculture, forestry, and fishing sectors rose to Rs671.11bn in the month under review, up by 35.64% YoY, and on a sequential basis, the loans to the same sector recorded growth of 9.53% MoM.

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