Auto financing in Pakistan rises to Rs393bn in August

September 17, 2026 (MLN): Automobile financing in Pakistan has increased to Rs393.4bn in August 2026, witnessing a rise of 1.84% MoM compared to Rs386.29bn recorded in July 2026, according to the latest data released by the central bank.

On a year on year basis, car financing increased by 33.77%, as in the same period last year, the figure for financing was reported at Rs294.08bn.

Going by the data provided by the State Bank of Pakistan (SBP), consumer financing for house building stood at Rs315.78bn by the end of August 2026, up by 49.45% YoY.

Month-wise, the financing for house building has increased by 10.43% compared to Rs285.95bn incurred in the previous month.

Meanwhile, financing for personal use clocked in at Rs296.68bn, up by 12.61% YoY while down 0.51% MoM.

Thereby, the overall credit disbursed to consumers registered a rise of 30.37% YoY to clock in at Rs1.23tr. Compared to the credit of Rs1.19tr in the previous month, consumer financing has recorded a 3.52% MoM rise.

The data released by the central bank further showed that outstanding credit to the private sector rose 15.01% YoY to Rs10.91tr in August 2026.

On a sequential basis, private sector loans reported a rise of 0.09% MoM compared to the credit of Rs10.9tr in July.

Under the credit to the private sector, the loans to the manufacturing sector clocked in at Rs5.72tr in the review period, up by 11.34% YoY while down 1.2% MoM.

The borrowing from the construction sector stood at Rs222.33bn in August, up by 3.96% YoY and 0.05% MoM.

Going forward, the data further shows that loans to the agriculture, forestry, and fishing sectors rose to Rs687.86bn in the month under review, up by 33.51% YoY, and on a sequential basis, the loans to the same sector recorded growth of 0.94% MoM.

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