Karandaaz Pakistan, Kissan Gudam ink pact for agri storage, financing

August 10, 2026 (MLN): Karandaaz Pakistan has entered into a partnership with Kissan Gudam, a venture of the Hajisons Group, to provide funding and strategic support aimed at strengthening Pakistan's farming communities and modernising the agricultural ecosystem.

The collaboration brings together modern storage infrastructure, digital financial services, and direct market access on a single platform, enabling smallholder farmers to protect their yields, access fair credit through Electronic Warehouse Receipt (EWR)-based financing, and secure sustainable livelihoods, while reducing post-harvest losses, boosting market transparency, and bringing farmers into the formal financial fold.

The signing ceremony was attended by Karandaaz Pakistan CEO Waqas ul Hasan, Kissan Gudam CEO Farhan Tahir, Kissan Gudam Co-Founder and CTO Anam Tahir, and Tom A. Peter, Economic Officer at the U.S. Embassy Islamabad, among others, said a press release issued.

Kissan Gudam brings a model that combines hermetic storage technology with digital trading and agri-financing, using hermetic storage solutions from GrainPro, a global provider of post-harvest storage technology.

Compared with conventional warehouses, GrainPro's hermetic cocoons are affordable and portable, allowing installation close to farming communities to cut transportation costs and losses, while preserving the quality and quantity of stored crops and strengthening their reliability as collateral.

Backed by this partnership, Kissan Gudam will scale its post-harvest ecosystem across rural Pakistan, ensuring wider financial inclusion and equitable growth for farming communities.

Commenting on the partnership, Waqas ul Hasan said Pakistan's agricultural economy needs more than access to credit; it requires the infrastructure and market linkages that allow finance to work effectively.

He said the partnership supports a model that can localise storage close to the farmers who need it and create an ecosystem that allows them to earn higher returns on their produce, while also enabling the public sector to step back from commodity markets without compromising national food security.

He termed the initiative potentially transformational.

Farhan Tahir said equipping farmers with the tools to preserve the value of their produce, access formal credit, and connect with better markets builds pathways to financial security, climate-resilient storage, and stronger livelihoods across rural Pakistan.

He added that the two organisations, through a centralised digital solution, will combine technology-enabled storage monitoring with warehouse receipt financing.

Anam Tahir explained that the platform's digital wallet is linked directly to the warehouse infrastructure, allowing stored produce to be reliably verified and used as collateral, which unlocks collateral-backed financing disbursed within minutes instead of the weeks it traditionally took.

Tom A. Peter described the partnership as a strong example of US-Pakistan collaboration in agriculture, noting that US-based GrainPro's hermetic storage technology is driving measurable impact for smallholder farmers and Pakistan's formal agricultural economy.

Through the partnership, Karandaaz Pakistan and Kissan Gudam aim to digitally transform Pakistan's agricultural value chain by expanding smallholder farmers' access to modern storage, financial services, and market opportunities.

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